Plenty of protection for you, your family, your stuff and your apartment. This home insurance covers damages related to owning a condominium. Without any lock-in period.
The home insurance protects you and your belongings, at home and abroad. Your apartment is insured at its full value, and covers both small and extensive damages.
Your computer and TV is valued as new for 4 years
Always without binding time
The included tenant ownership supplement (bostadsrättstillägg) provides necessary protection in the event of a water leak. The supplement covers hardwood floors, walls, sinks, and kitchen counters.
Enhance your travel insurance to cover more events that may affect your trip. You can choose to extend your protection to 60 days per trip.
Cancellation coverage
Travel delays and ruined trips
Reduced deductible for rental car
Unused activity or event
Handle everything right in the app. File a claim and get support from your service team. No extensive forms to fill out, no call centers.
Here are some frequently asked questions and answers.
When owning an apartment, it’s important to have an insurance that covers the actual apartment, not just the belongings inside it. In Sweden, the insurance term for this is “bostadsrättstillägg”. Hedvig can compensate you for costs to repair damage to your apartment and fixed furnishings. In this way, there is no compensation cap.
It’s easy! When you sign up for Hedvig, select that you want to do an automatic switch and simply tell us which company you are insured with today, and we’ll take care of the switch for you.
The coverage for certain types of damage to your apartment is unlimited. Your personal belongings are insured up to 3 000 000 kr, depending on the level of coverage you choose.
You choose a fixed deductible between the amount of 1 750 kr – 10 000 kr, which will apply to most types of claims. A higher deductible means a lower price of insurance.
However, for legal protection the deductible is 20% of the total claims cost. For some type of claims in the home insurance, the deductible is 0 kr.
Our homeowner insurance lets you rest easy at home as well as abroad. The included travel protection compensates cost related to accidents, illness, acute dental problems, if you end up in an emergency situation during travel or if you are forced to cancel your trip due to a fellow traveller or relative at home has become seriously ill or injured.
The travel coverage applies no matter where in the world you are, except for areas the Swedish Ministry of Foreign Affairs advises against travelling to. You’ll get help 24/7 from our partner SOS International.
You can also choose to add our supplementary coverage, Travel Insurance Plus, for an enhanced protection when you travel.
Read more in our terms and conditions
Discover our other insurances
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Homeowner
